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Individual Health & Dental Benefits in Canada

Flexible, affordable health and dental coverage designed for individuals, families, and self-employed Canadians—helping you manage medical expenses not covered by provincial plans while protecting your long-term well-being.

Get Comprehensive Health and Dental Coverage

Get Comprehensive Health and Dental Coverage

Enjoy peace of mind with private health and dental insurance.

Whether self-employed, between jobs, or without group benefits, our flexible individual plans fill the gaps left by government health coverage—protecting you from unexpected medical and dental expenses.
Why Choose Individual Health & Dental Insurance?

Why Choose Individual Health & Dental Insurance?

There are over 500,000 self-employed individuals requiring disability insurance on their own.

  • Coverage for prescription drugs, dental visits (cleanings, fillings, exams), vision care, and extended health services like physiotherapy.
  • Plans available for those with or without pre-existing medical conditions.
  • Flexible options and family-friendly rates; protect yourself and your loved ones.

How Individual Health & Dental Coverage Works?


Choose the plan that fits your needs, receive an instant quote, and enjoy reliable coverage for health, dental, vision, and more—simple, flexible protection designed around you.
Choose Your Plan
Review Options based on your health and dental care needs.
Get a Quote
See your estimated monthly premium instantly
Enjoy Coverage
Peace of mind for health, dental, vision and more.

Plan Highlights


Plan Highlights

  • Dental care: Exams, cleanings, fillings, and extractions
  • Prescription drugs: Coverage for most essential medications
  • Vision care: Eye exams and glasses/contacts (select plans)
  • Extended benefits: Coverage for registered therapists, specialists, and even travel (depending on plan)

Who Can Apply?

  • Canadian residents aged 18 and over
  • Must be covered under a government health care plan

Affordable health and dental coverage for expenses not covered by provincial plans—giving you financial protection and peace of mind.

Manulife Health & Dental Plans


Flexible and affordable coverage options—including Flexcare®, Guaranteed Acceptance, and FollowMe™ plans—designed to protect your health, dental, and travel needs at every stage of life.
Flexcare® Health & Dental insurance

Flexible and affordable insurance tailored to you

  • Take your coverage with you, even if you have a job change or a change in your health
  • Get additional coverage if you’re 65+
  • Get special rates when you buy insurance for families with three or more children
  • Live a healthier life with Manulife Vitality!*
Health & Dental Guaranteed Issue Enhanced insurance

Comprehensive health coverage – no medical questions asked when you apply

  • Guaranteed Acceptance plans
  • Pre-existing medical conditions can be covered
  • High prescription drug max, dental, vision and extended healthcare benefits
  • Emergency medical travel insurance included
FollowMe™ Health & Dental Insurance

Protection that begins when your employee health benefits end

  • Guaranteed Acceptance plans*
  • Get special rates for couples and families with three or more children
  • 15-30 days emergency medical travel coverage available
  • Live a healthier life with Manulife Vitality!

What Our Clients Say About Us


Real stories from businesses and individuals who trust us for expert guidance, reliable coverage, and lasting peace of mind.

We are a 10 Employee business and have worked with Wescan Insurance for the past 4 years and have found their services to be very cost effective. There are enough options offered at the time of renewal in terms of optimizing the plan design and reevaluation of our group experience etc. The service is very personalized and we have been quite happy working with Mr.Deepak Jotwani as our benefits advisor.We are pleased to recommend services of Wescan Insurance to other small/medium businesses.

Mr. Marvin Juarez

Director, Winston Heights Christian Daycare

We are a small growing construction company located in Calgary, AB and have been involved with Wescan Insurance - Employee Benefits program since 2011 and have been very happy with their service. They are very easy to deal with and have always been available to solve our problems, whenever we needed them. We would strongly recommend their services to businesses.

Mr. Siarhei Khomich

Partner, S. I. Concrete

We are a mid-size printing company located in Calgary, AB and had signed up for Group Benefits with Wescan Insurance Brokers a few years ago. We have found their service very efficient & reliable. Besides, their willingness to always help out with service issues & claims, they are available on the phone late in the evenings or, weekends for advice. In addition, they have access to & knowledge about most carriers in the marketplace & have always looked after our best interest. We will highly recommend services of Wescan Insurance to all businesses.

Mr. Bang Dieu Mach

President, The Big Mach Company, Calgary, AB

We are a construction company with 20 -25 Employees and have got our Employee Benefits through Wescan Insurance Brokers about a year ago. At the time of deciding on the benefits carrier - We were provided a detailed Market Analysis on most carriers, their specialty, how each carrier prices their benefits and different types of benefits available.

In addition, to getting the best deal and understanding of the marketplace , we have also received assistance from Wescan Insurance on a claim which was declined by the carrier and was finally approved due to their involvement in the reclaiming process. We are pleased to recommend services of Wescan Insurance to other companies.

Ms. Cheryl Aske

Director, Aske Bros.

Trusted Insurance Providers We Partner With


We collaborate with leading, reputable insurance providers to offer reliable coverage, competitive options, and solutions you can trust with confidence.

Blue Cross
Canada Life
Co-operators
Desjardins
Empire Life
Equitable life of Canada
I  A Elephant
Manulife
BMO
My HSA
RBC Insurance
Sun Life Insurance
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