Why Choose Wescan Insurance Brokers for Your Small Business Group Benefits?
Wescan Insurance Brokers stands out from the competition by providing flexible and cost-stable group benefits solutions tailored to British Columbia’s small business needs. Our core values for offering the best small business group benefits include:
01
Customized Group Benefits Plans
We understand that each business is unique. Unlike generic small business group benefits packages, our advisors work closely with business owners to tailor coverage based on:
02
Predictable Renewal Premiums
One of the main challenges for small businesses is managing fluctuating benefits costs at renewal time.
We analyze historical claims data and industry trends to offer stable renewal rates. By being proactive, we provide our clients with claims experience reports on a semi-annual or quarterly basis (depending on the group size), allowing them to make timely adjustments to their plan design, not just at renewal time when it might be too late.
03
Data-Driven Advisory for Smarter Decision-Making
We go beyond basic group benefits plans by offering:
Benefits Plans: Why do We Need them?
Benefits for your employees play a crucial role in attracting and retaining top talent. Offering comprehensive benefits plans can increase employee satisfaction and loyalty, making it more likely for them to stay with your company long-term. In a competitive job market, having a strong benefits package can be a key differentiator for your organization. Why you need health Benefits?
Help Protect Your Employees and Their Families Health
Financial security is essential for employees’ peace of mind and overall well-being. By providing robust benefits plans, employers can help alleviate financial stress related to unexpected medical expenses or retirement savings. This support enables employees to focus on their work, knowing they have a safety net in place for themselves and their families.
Help Reduce Financial Stress if Something Happens
Employer-sponsored health plans often offer more extensive coverage options and networks compared to individual plans. They can also provide tax advantages for both employers and employees, making them a cost-effective solution. Additionally, these plans often include wellness programs that promote healthier lifestyles, contributing to a more productive and engaged workforce.
Employees can Get Coverage at a Lower Cost than most Personal Plans
This is because group plans pool together the risk across many individuals, allowing insurance providers to offer lower premiums. Additionally, administrative costs are spread over a larger group, further reducing expenses for each member. As a result, employees can access the same level of coverage at a cheaper rate than purchasing individual insurance policies.
Our Insurance & Benefits Solutions
Small Business Group Benefits
Life Insurance helps to ease the financial strain on an employee’s family by providing a non-taxable lump sum benefit to the family should the employee pass away.
In addition to life insurance for employees, some carriers also offer coverage for an employee’s spouse and dependents.
Disability Group Insurance
If you had a life-changing accident or were diagnosed with a critical illness tomorrow, would you and your family be able to cope? Ten years ago, Janet Freedman was rushing out the door of her home for work. Her arms loaded with tax returns, she missed a step on the stairs on her front porch and fell, hitting her head on the concrete. When her neighbours found her, she was barely conscious, with her head trapped between her own front steps and those of the house next door.
Group Retirement Services (GRS)
In recent years, the shift away from government-provided pensions has made it increasingly important for individuals and organizations to take a proactive approach to retirement planning. Here’s a brief overview of the retirement savings programs and services you offer:
Group Registered Retirement Savings Plans (RRSP): RRSPs are a tax-advantaged way for employees to save for retirement. Contributions are deductible from taxable income, and investment growth is tax-sheltered until withdrawal.
Retain Top Talent with Cost-Effective Group Benefits for Small Businesses in British Columbia
Wescan Insurance Brokers has been providing small business benefits packages across British Columbia for many years. Our expertise lies in offering group benefits plans tailored to small businesses in industries such as construction, technology, tourism, film and television, and green energy.
With the capability to design affordable and sustainable plans for businesses with 2 to 99 employees, our head office in Calgary, AB has been operational since 2012. Our robust partnerships with carriers like Pacific Blue Cross, Sunlife, Manulife, Canada Life, Equitable Life, Cooperators, Desjardins, and RBC Insurance and other carriers, enable us to provide comprehensive and budget-friendly group benefits for small businesses.
Through these strong carrier partnerships, we deliver cost-effective and competitive group benefits plans that help businesses attract and retain top talent. As part of our strategy for British Columbia, Wescan Insurance Brokers is dedicated to offering Market Research & Comparative Product Analysis, Plan Optimization, and advice on the Benefits Dollar Maximization Principle (BDMP), ensuring your group benefits plan remains economical, adaptable, and sustainable in the long run.
Understanding Alberta’s Small Business Landscape
British Columbia’s economy is driven by diverse industries such as construction, technology, tourism, film and television production, and green energy. Small businesses are pivotal in these sectors, creating a significant demand for customized and affordable group benefits plans.
While Wescan Insurance Brokers has already established a strong presence in technology, tourism, and green energy, there are emerging opportunities in sectors like construction, healthcare, and professional services. We have supported small businesses in Vancouver, Victoria, and Kelowna. By expanding into these sectors, we can also cater to small businesses in other cities, including Surrey, Burnaby, Richmond, Kamloops, and more with customizable and affordable group benefits plans.
What Our Clients Say About Us
Real stories from businesses and individuals who trust us for expert guidance, reliable coverage, and lasting peace of mind.
Trusted Insurance Providers We Partner With
We collaborate with leading, reputable insurance providers to offer reliable coverage, competitive options, and solutions you can trust with confidence.
